My Purpose and Resolve

I've always been taught, "a penny saved is a penny earned", and that everyone has their own "2 cents" to add to how we ought to go through this journey we call life. Imagine if we were to save all those insightful "2 cents", imagine how "rich" our lives would become! I hope this blog will not only inspire, but allow for knowledge and growth in the Treasure Valley Real Estate Market. And PLEASE, share this blog with your friends! When we all add our "2 cents" together, their value truly has no limits!



Friday, April 29, 2011

2011 Parade of Homes Information! CBH HOMES wins Overall Award!!!


Here at CBH HOMES we are so excited to kick-off the Parade of homes this week!
Well it’s official, our Parade home, the Catalina is a winner in everyone’s book!
Here are the awards we cleaned up with…


*  BEST KITHEN
*  BEST INTERIOR DESIGN AND FINISH
*  BEST MASTER SUITE


And finally!!!!!!


* BEST OVERALL!!!!!
Click here to check out all of the parade homes and most importantly,
our CBH home (#40) in the online magazine & be sure to stop by for a visit!

CBH Parade Details:
The Catalina 1947 in Trailside Place

Parade Opens this Saturday,
April 30th through May 15th.

Mon – Fri ::: 5 p.m.- 8 p.m.
Sat & Sun ::: 12 p.m.- 8 p.m.

Monday, April 4, 2011

2days 2 cents: What are you doing to show your clients they are of value!!!

2days 2 cents
“ Let us endeavor so to live that when we come to die even the undertaker will be sorry. ”
Mark Twain (1835–1910)
American writer
Do your prospects and customers know
they're important to you?

Sales thanks...
Do your people (customers, prospects, team, colleagues) know they're important to you? Always? Sometimes? Rarely?

Remember... It's your occasional words and continual actions that'll help them know best.

To be sure it's a closer to always thing, consider implementing a personal appreciation audit each month or quarter for your most important people - remembering that actions speak louder than words (but words are important too).
Sales thanks...
Do your people (customers, prospects, team, colleagues) know they're important to you? Always? Sometimes? Rarely?

Remember... It's your occasional words and continual actions that'll help them know best.

To be sure it's a closer to always thing, consider implementing a personal appreciation audit each month or quarter for your most important people - remembering that actions speak louder than words (but words are important too).

Tuesday, March 15, 2011

MARCH MADNESS!!! As a Realtor, are you a #1 seed, or a #16 seed?

As we enter the month of March, there is always an amazing energy around the game of basketball.... and as i sat and pondered today the future brackets I would be feeling out (by the way my basketball team is UNC!...what about you!?) I realized how similar basketball and real estate really are!


 I hope you enjoy my attempt below to draw very interesting comparisons between the two.

1. Both have a leader (Head Coach, or Broker). Both of which have it great when times are good, but always get the heat when things go wrong.

2. 10 players on the same 94 x 50 foot court. ( I bet sometimes it can feel like there are even more agents in your area per square foot doesn’t it!) But the well prepared, in shape, and hard working always rise above the others.  Preparation is key to both successes.

3. There are people that go under the radar and don't always get the lime light, but it could not happen with out them. (Assistant coaches, physical trainers, weight coaches, physical therapist:  Underwriters, Loan officers, Title officers, Appraisers, etc etc) How grateful we are for them! (well, unless the
appraisal comes back low! :)   

4. The basketball is very similar to our clients, as much as we pass them around to touch and deal with all our teammates, (lenders, title companies etc), we must take extra special care of them, as not to "turn them over to our competitors.

5. And finally making a jump shot is just under pressure with the game on the line is just like closing the deal with our clients (the ball). The balls home is the hoop, and we hope to do the same by sending our clients to their new "home" as well. And unless we are able to perform and close under pressure, everything else is for not!

So as we enter the craziness of March Madness I hope you not only take a second to fill out a bracket, but also reflect on the great comparisons between real estate and basketball!

Oh, and finally, GO TAR HEELS!!! :)

Enjoy the below video! It's March Baby!! Magic is in the air!!!!



Friday, March 11, 2011

Boise finds itself in the "TOP 20" again!!!

And no! It's not the Football! Team!!!

Boise was rated 18 of the top 20 Healthiest Housing Markets for 2011!!! Check out the evidence for yourself!!

Boise is #18!

With a 109% projected increase for building permits for the year, with CBH Homes leading the way,
2011 is shaping up to be a year in which if you are currently a fence sitter, you might want to "JUMP OFF" before you're left with a sliver in your bum!!! (Unless of course it's a Vinyl fence...haha... "building humor")



You think that sign is silly don't you!!! Who would be crazy enough to sit on "that fence"...... what I'm telling you is I'm asking you the same question! 

2011 is the year! Call me and I'll help you through it! 208-631-8775

Friday, February 25, 2011

Don't throw your TAX RETURN AWAY! Invest it in your NEW HOME!

BELIVE ME! I know the feeling of having that fat IRS check burn in your pocket! CARS, TV's, NEW FURNITURE, ETC ETC, so many things you could do with it! However........



NONE of those will ever give you a return on investment! (now, for all you "naysayers" I know a home is not always 100 percent on this) But I'm willing to bet on it over any of the other options any day!

RENTERS! PAY ATTENTION HERE! Most don't realize that with a traditional FHA loan (most common loan on homes) that you ONLY NEED 3.5 % down payment! And with the average american getting around $3,200 back from the IRS, (and the average 3.5% down payment for a single family home being $2,000- $5,000) AND the majority of sellers paying ALL closing cost fees, it would be very possible to get into a NEW HOME and finally kick your landlord to the curb! (Not to mention all the other tax benefits that come as being a home owner).

PLEASE, check out my friend, Terry Heffner's blog (Guild Mortage), and for more information on this!

Terry Heffner's Blog

WHY SPEND YOUR TAX RETURN ONCE!? Make that money work for you, invest! And enjoy being a Home Owner!!!

Wednesday, February 23, 2011

BOISE HOMES: Interest Rates take dip...BUT NOT FOR LONG!

Attention Homebuyers! Interest rates just dropped again ever so slightly! And now would be the time to take advantage of those rates! According to mortgage expert Terry Heffner with Guild Mortgage, interest rates are only going to trend upward through out 2011. See his video below for a better explanation.

Saturday, February 19, 2011

AGENTS: Your clients need to know about this information!


Currently on a $100,000 loan the monthly Mortgage Insurance is $75.00
Beginning April 18th, $100,000 loan amount, the monthly MI will be $95.78, or a increase of $20.78/$100,000.
Pass it along to any homebuyers sitting on the fence post, although home prices are going down, interest rates and NOW MI rates are going up.See this link below for more info.

HUD Link
Also, let your buyers know that if they wait for prices to fall, and rates do increase then they in the end would lose! See graph below: